Mortgage Misery

We've decided how we're going to fund the house purchase... there are some first time home-buyers assistance programs as well as incentive programs offered by Matagorda County to encourage young people to move to the area. These additional programs will make this whole process much easier on our wallets, but pretty difficult for our mortgage broker.

We have decided to ask around this time and get recommendations before we just go with someone. Last time we were burned with an awful guy first, followed by one who definitely kept us in the loop, but honestly he wasn't interested in helping us fund our low-income house and wasn't prepared to spend too much time on it at all.

This time we want to find someone with the following:

1) Experience working with FHA loans
2) Experience working with additional funding sources
3) Experience working on securing funding where one of the parties is not a citizen
4) REALLY want to get people into homes,
5) Not just worried about what his commission is worth.
6) Keeps you informed of what's going on with the applications

Our realtor doesn't have anyone that meets these requirements, but someone in her office recommended someone who worked with her on a recent sale involving all kinds of government aid as well as an FHA loan so we've given him a call. Of course, we called him on Friday morning and haven't heard back from him yet.... NOT a good sign.

Oh well, we will continue our search next week and see how it goes from there.